Securing housing that accommodates disabilities can be a challenge for many veterans. Fortunately, the Department of Veterans Affairs (VA) offers various housing grants specifically for disabled veterans. These grants help veterans live in homes that meet their physical needs, providing vital financial support for home adaptations or even the construction of new, disability-friendly homes. This guide will break down the types of housing grants available and explain how veterans can apply for them.

Types of VA Housing Grants

Disabled veterans can access several types of VA housing grants. Each program is designed to meet different needs depending on the severity of the veteran’s disability and housing situation. Below are the primary grants available:

Specially Adapted Housing (SAH) Grant

The Specially Adapted Housing (SAH) Grant is one of the most substantial VA housing grants available. It provides funds to veterans with severe service-connected disabilities to help them live independently in housing that accommodates their specific needs. This grant is typically used for making extensive modifications to an existing home or even building a new one.

Eligible veterans can use the SAH grant for:

• Constructing a new home with disability-friendly features
• Remodeling an existing home to accommodate disabilities
• Applying the grant to purchase an adapted home

The maximum amount of the SAH grant is adjusted annually based on the cost of construction and in 2024 is capped at approximately $109,986.

Special Home Adaptation (SHA) Grant

The Special Home Adaptation (SHA) Grant is available for veterans with disabilities that are not as severe as those required for the SAH grant but still necessitate modifications to their living space. This grant is intended for veterans who may need fewer or less extensive home modifications.

Veterans can use the SHA grant for:

• Making necessary adaptations to an existing home
• Applying the grant to a newly purchased home that requires modifications

The SHA grant amount is capped at approximately $22,036 in 2024.

Temporary Residence Adaptation (TRA) Grant

The Temporary Residence Adaptation (TRA) Grant is an option for veterans who are temporarily living with a family member but need the home to be adapted to meet their needs. This grant is available to veterans who are otherwise eligible for SAH or SHA grants but do not own the property they are living in.

The TRA grant amounts are lower than the SAH or SHA grants but still offer critical support for temporary home modifications:

• Up to $44,000 for veterans eligible for the SAH grant
• Up to $7,910 for veterans eligible for the SHA grant

How to Apply for VA Housing Grants

Applying for VA housing grants involves a straightforward process but requires detailed documentation to prove eligibility. Below is a step-by-step guide for veterans who wish to apply:

1. Determine Eligibility: Before applying, veterans should determine their eligibility based on their service-connected disabilities. The VA provides detailed criteria for each grant program.
2. Gather Documentation: Veterans will need to provide documentation of their disability and how it impacts their living situation. This usually includes medical records, service records, and proof of disability ratings from the VA.
3. Complete VA Form 26-4555: Veterans should complete VA Form 26-4555, the official application for the SAH, SHA, and TRA grants. This form can be submitted online through the VA’s eBenefits portal or by mail to the VA Regional Loan Center.
4. Work with the VA: Once the application is submitted, the VA will review the veteran’s eligibility and determine the amount of grant funding they qualify for. Veterans may also work with a VA-approved contractor to estimate the cost of home modifications.
5. Grant Disbursement: After approval, the funds are disbursed to the contractor or used to purchase an adapted home, depending on the veteran’s specific housing plan.

A New Beginning for Disabled Veterans

Navigating the VA’s housing grants can be daunting, but the benefits are life-changing. From constructing new homes to making necessary adaptations, these grants provide the financial support that enables disabled veterans to live comfortably and independently. The application process may seem complex, but with proper documentation and patience, veterans can secure the funding they need to create a safe and accommodating living space.

Need Help Applying for VA Housing Grants?

If you are a disabled veteran in need of housing modifications, applying for a VA housing grant can make a huge difference in your quality of life. For help with the application process or understanding your eligibility, contact VA Benefits Attorneys. Our experienced team can guide you through the application process and help ensure you receive the benefits you’re entitled to. Reach out today to get started on your path to a better home.